Welcome to Arozylk Financial Services. These Terms of Service govern your use of our financial platform, including our budget planning tools, expense tracking features, personal finance coaching, and other services offered. By accessing or using our platform, you agree to comply with these terms, which form a binding agreement between you and Arozylk Financial Services. Our mission is to empower you with practical money management solutions, and these terms ensure a fair and transparent relationship.

Our platform is designed to help you achieve financial clarity through sustainable budget planning and informed decision-making. You must be at least 18 years old to use our services, and you agree to provide accurate information during registration. We offer tools like expense tracking and financial goal-setting to support your journey, but you remain responsible for how you use these tools. Arozylk does not guarantee specific financial outcomes, as results depend on your individual circumstances and adherence to our recommendations.

You may use our services for personal, non-commercial purposes only. Unauthorized use, such as copying our content or attempting to reverse-engineer our platform, is strictly prohibited. We provide access to workshops, coaching, and investment strategy resources, but you acknowledge that financial decisions carry inherent risks. Arozylk is not liable for losses resulting from your financial choices. You agree to use our platform in compliance with UK laws and regulations, ensuring your actions align with legal standards.

We reserve the right to modify these terms at any time, with updates posted on our platform. Continued use after changes constitutes acceptance of the new terms. If you violate these terms, we may suspend or terminate your access without notice. Our platform includes proprietary content, such as budget planning templates and financial literacy materials, which are protected by intellectual property laws. You may not reproduce or distribute this content without our consent.

Arozylk is committed to protecting your data, as outlined in our Privacy Policy. However, you are responsible for maintaining the confidentiality of your account credentials. We may collect usage data to improve our services, but we will not share your personal information without consent, except as required by law. If you have questions about these terms, please reach out through our contact channels. By using Arozylk, you join a community dedicated to smarter money management and long-term financial success.